My First Year of Credit

There’s no clear map to creating good credit. So we decided to make one…


This “My First Year of Credit” checklist is a guide for establishing good habits during your first year of credit card ownership. Use it as a basic guide while keeping in mind every credit card holder’s timeline is different. Seek your credit report from Equifax, ExperianTransUnion, or Innovis (making sure to review it for accuracy!) and check your credit score at least once a year. And make sure to keep that first credit card open as it will lengthen your credit timeline and increase your overall spending limit. By taking charge of your credit present, you’ll create an excellent credit history.

If you want the above as an unchecked list for your reference, you can find it here.

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